Hurricane Preparedness: The 6 Crucial Documents You Must Protect

Thu, Aug 22, 2019
By: Jim Beran
Hurricane Preparedness: The 6 Crucial Documents You Must Protect

Hurricane season is here. In Florida, those words must be taken seriously. Hurricane preparedness is essential for every business.

At Gilmore Services, our business clients often ask our advice about hurricane preparedness. They know they can trust us to offer good advice about how to prepare – and specifically, how to ensure that their valuable business documents are safe.

With that in mind, here are 6 crucial documents your business must protect ahead of hurricane season – and some tips on how to protect them.

#1: Formation Documents

The first documents to protect as part of your hurricane preparedness are your business formation documents. These include your:

  • Articles of incorporation
  • LLC operating agreements
  • Partnership agreements
  • Corporate minutes
  • Business plans
  • Company bylaws
  • Mortgages and leases

Without these crucial documents, you could run into trouble if you needed to sell or dissolve your business. Make sure to include any raised seal documents (government originals) and not copies.

#2: Licenses and Permits

If your business needs a license or permit to operate – and most businesses do – then protecting them must be a priority. Without a printed copy of your license, you might not be able to conduct business. 

Licenses and permits to protect include:

  • Local business operating license
  • Zoning permits and land use permits
  • Building permits
  • Fire department permits
  • Health permits
  • Environmental licenses and permits
  • Industry-specific permits (for example, security companies must have special permits)

Whatever permits are required for your business, it’s essential to keep them safe and ensure you can get to them before, during, and after a hurricane.

#3: Tax Returns and Supporting Documentation

It’s hard enough for any Florida business to recover after a hurricane. If you can’t find your tax returns and other relevant documentation, you could end up in trouble with the Internal Revenue Service.

For that reason, it’s crucial to protect and properly store your tax documents. Items to protect include:

  • Your tax returns
  • Employee tax forms (W-4 and W-9 forms)
  • Receipts for deductible expenses
  • Depreciation records
  • Canceled checks or receipts for tax payments

Of course, your tax information and that of your employees must be stored in such a way that no unauthorized person can access it.

#4: Stockholder Agreements and Stock Certificates

Stockholder and shareholder agreements spell out the rights of shareholders, including both protections and responsibilities. You’ll need written copies to regroup after a hurricane or other disaster.

The same goes for stock certificates. Many companies issue stick certificates to partners and employees. You’ll need proof of their holdings if your office is impacted by a major hurricane.

#5: Employee Records

Employee records contain sensitive personal information about your employees, including their Social Security Numbers, copies of identifying documents, performance reviews, job descriptions, and more.

You’ll need access to your employees’ records after a hurricane. For that reason, safely storing these documents is an essential part of hurricane preparedness. As is the case with your business tax documents, employee records must be kept away from unauthorized personnel.

#6: Customer Contracts

Your ability to do business is directly related to your ability to service your customers. For that reason, you must include protection of your customer or client contracts in your hurricane preparedness.

The documents to protect may include:

  • Sales contracts
  • Service agreements
  • Legal agreements
  • Client files and folders, including any personal or corporate business information, tax information, or operating information

During hurricane season, you may want to move the originals of your client agreements to a secure location to ensure that you have access to them if your office is inaccessible or damaged.


Hurricane preparedness isn’t just about personal safety. As a business owner, it’s your job to protect the essential documents that allow you to operate.

Click here to learn how Gilmore Services can help you with hurricane preparedness.